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How do I choose SPayLater as a payment option?
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If you're eligible for SPayLater, you can use it to pay for your orders after activation on the Shopee App.
Paying with SPayLater
During your checkout, select Payment Option > select SPayLater > CONFIRM > Place Order > fill in your ShopeePay PIN or verify with your biometrics (fingerprint/face ID).
⚠️Note · Ensure you select the correct payment plan (Buy Now Pay Later / Installment x2 / Installment x3) before checking out, as it cannot be changed once the order is placed. · If you haven't set up ShopeePay, you can enter the verification code sent to your registered mobile number instead of the ShopeePay PIN. · SPayLater billing details will appear on the SPayLater page on the 5th or 25th of the month, depending on your billing cycle, and will include completed and refunded orders. · Pay your bills by the 5th or 15th of the following month, but it’s best to repay SPayLater bills early. |
Before you choose to pay via SPayLater, understand the detailed terms and conditions to see if you're eligible and whether the payment plans suit you.
Checking out with SPayLater and another payment method
If your SPayLater credit limit is insufficient for your purchase, you can use your remaining credit limit along with another payment method (excluding Cash on Delivery and credit cards) to complete the transaction.
Payment Option > SPayLater > Pay pending amount with another payment method > CONFIRM > Place Order > enter your ShopeePay PIN or the verification code sent to your mobile number > CONTINUE.
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